HOW WE CAN HELP
Whether you're a first-time homebuyer, buying your second or third home, trying to consolidate loans, or looking for a better rate on your current mortgage - we've got you covered. All of our services are tailored specifically around what you want to achieve.
First-Time Buyer Programs
Buying your first home is one of the most exciting times in your life - but it can also be very confusing, so finding the right partner is critical. "What happens when?" "What fees will I pay?" and "When do I apply for a loan?" are among some of the questions you might have. While some lenders will have a quick phone conversation with you, quote you rates, and send you an application, we believe you deserve a much more thoughtful experience.
Our first-time buyer programs are geared towards understanding your very specific goals and needs and guiding you through all of the speed bumps and pitfalls that may occur throughout the funding process. We are dedicated to making your experience as simple and straightforward as possible, keeping you up-to-date at all times, and navigating you to a smooth and successful close. Most importantly, McLellan Team will always act as a completely transparent advisor, putting your best interests above all.
Get it right the first time with our fully impartial, expert advisors to guide you.
We are a full-service mortgage banker with the widest variety of mortgage loan products. We offer all of the most popular programs, like Fixed Rate, FHA, and ARM, to loans with no down payment, loans for self-employed individuals, home construction/rehab loans, and more. And, because we're not just mortgage brokers, we're able to offer private and hard money loans that may allow you to qualify for financing that other lenders, banks and financial institutions can't offer.
When you mortgage with McLellan Team, we'll get you the best loan option at the best rate - and the fastest financing - giving you the competitive advantage in a multiple offer scenario.
Thinking about refinancing? Our expert mortgage advisors will help you assess if refinancing is a good option for you right now. For example, if you currently have an ARM (adjustable rate mortgage) and mortgage rates are lower than when you bought, refinancing could allow you to secure a better rate that will save you money on your monthly mortgage payment. Or, if you've paid off more of your loan than the amount you owe, you may be eligible for a cash-out refinance that could put extra money in your pocket for projects, education, or even a down payment on another home.
Whatever goal you're looking to accomplish with refinancing your home, we will guide you to the best option, and we'll search thousands of deals to see if we can get you a better rate.
Longterm Planning Services
When you partner with McLellan Team, our service doesn't end when your transaction closes - we're your longterm mortgage partners. As life evolves and your needs change, we'll meet with you to recommend programs that will help you achieve your longterm financial goals and evaluate what might be a good move at each new stage of life.
Our planning is geared towards getting you to a debt-free retirement, so you can enjoy where you are now, without worrying about the future. We'll also stay engaged with you by sending you updates and important alerts when something changes in the financial market that may affect your current loan.
You don't have to wait to get our updates! Subscribe to our email list and you'll receive all of our mortgage news, new product notifications, and financial alerts so you're always informed when a change in the market might affect you.